Peer-to-peer banking
August 2005 http://money.cnn.com/magazines/business2/business2_archive/2005/08/01/8269646/index.htm
March 2006 http://www.onlinebankingreport.com/resources/news_detail.html?eid=30&PHPSESSID=200701281626391580762109
http://obr.typepad.com/financial_innovations/2007/01/prospers_yearen.html
http://www.p2pfoundation.net/Peer-To-Peer_banking
http://en.wikipedia.org/wiki/Ripple_monetary_system